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Credit Monitoring vs Credit Freeze: One Warns You, One Locks the Door Credit Monitoring vs Credit Freeze explained in plain English: monitoring alerts you, a freeze helps block new accounts, and high-risk situations may need bot

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Aura monitors many elements of your identity online, including your home and auto title, financial accounts and criminal records in case any crimes have been committed in your name. It's a comprehensive catch-all service that gives you the most bang for your buck compared to the competition. Due to the limited scope of the breach, Aura's swift response and the fact that monitored data was not affected, CNET is maintaining its recommendation of Aura at this time. The question is whether that added layer is worth the monthly cost, especially as prices and features keep shifting. We've compared today's top options to see which ones are worth paying for in 2026. If you want to dive deeper into any one particular software, be sure to read our individual reviews, which provided the most detail about our testing and researc


It mentions that IdentityIQ uses its "best efforts to protect and restrict access" to our data, Check out LoanFlair but it didn’t mention how. Of course, that’s understandable because IdentityIQ also uses that information for credit and identity monitoring. Just remember that annual plans lock you in, so maybe start monthly until you’re sure it’s the right fit. The Secure Max plan, which is what we tested, offers the most features, while the Secure Basic plan offers only the basic


However, LifeLock doesn't offer antivirus protection, a password manager or VPN as a part of its standalone ID theft plans. Annual plans cost $120 for kids, $144 for individuals, $228 for couples and $240 for families (five adults and unlimited children) under current promotional pricing. It's also good for families and kids since unlimited children can be added to the family pla

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Both ExpressVPN Identity Defender and NordProtect are light on the monitoring they'll do of your identity on your behalf compared to services on our list. NordProtect is available as a standalone service, but, in our opinion, you should get it through NordVPN's Prime tier. NordProtect at least offers credit bureau monitoring for TransUnion, but not for Equifax and Experia

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It's also not a good fit for you if you need to cover more than two adults on a family plan. IDShield offers four plans (two for individuals and two for families) that go up in price depending on how many credit bureaus you want monitored -- one or all three. All individual and family plans include dark web and Social Security number monitoring plus white glove restoration services in case your identity is stole


These apps can all monitor your credit and let you see your credit score and report. However, you can still get plenty of valuable tools, such as credit monitoring, change-of-address alerts, and Social Security number trace alerts, with even a free WalletHub account. Both LifeLock and Experian offer family identity theft protection plan


At $40/month for the one-year plan, LifeLock’s family plans can provide protection for two adults and up to 10 children, making it a pricier option compared to other LifeLock alternatives. Coveron is an all-around identity theft protection service developed by the team behind NordVPN. This analysis was last verified on April 15, 2026, from the official English-language websites of the identity theft protection service providers, with the US as the key location, and is subject to change. Choosing the best identity theft protection service can be an overwhelming process. Take a look at different identity theft protection service providers — Coveron, LifeLock, Identity Guard, Aura, and McAfee — to help you decide what suits your identity protection needs bes


IDShield offers four plans (two for individuals and two for families) that go up in price depending on how many credit bureaus you want monitored -- one or all three. All individual and family plans include dark web and Social Security number monitoring plus white glove restoration services in case your identity is stolen. IDShield provides up to $3 million in identity theft insurance with all plans, and assigns licensed private investigators to your identity theft cas

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